image image

Debt Evaluation

One of our senior debt advisors will verify candidacy and pre-approve you for the program on your initial phone call.

image image

Set a Goal

After evaluating your unsecured debts your advisor will discuss payoff and savings strategies to maximize the success of your program.

image image

Get Results

Sit back and let our team work directly with your creditors on your behalf. We have the hard conversations so you don't have to.

What Our Clients Are Saying...

Here's How You Could Benefit

If you had a total debt of...


46 months
60 months
230 months

* The minimum payment example is based on a credit card for individuals with fair credit, having an interest rate of 23% (rounded up to the nearest percentage point) and assumes a payment of 3% of the balance. Please note that, assuming the principal balance does not increase due to additional charges, fees, and interest, the required minimum monthly payment will decrease over time as additional minimum monthly payments are made and reduce the total balance.

Our goals are to help you resolve your enrolled debts as quickly as possible and to get you into a plan with one of our licensed partners to negotiate settlements for less than what you owe.

We’ve helped our previous referrals achieve major savings
About Us

Providing Relief from Financial Worry and Stress

We help people just like you navigate the confusing world of debt settlement and creditor negotiations. Our team understands the stress and complications that can come from overcoming debt. There is hope. We can help.


Debt Settlement

Save on your unsecured debt through our industry leading settlement programs. Get a personal assesment today.


Credit Repair

Our experts can assist you with credit restructure to help you get your credit back on track post settlement.

Why Choose Us

Benefits of Debt Settlement


One Low Monthly Payment

Combining multiple outstanding debts into a single payment reduces the number of payments and interest rates you have to worry about.


Pay Off Your Debt Sooner

Save on interest with a pre negotiated settlement offer that could have you debt free in 12-48 months. Save up to 50% on lower monthly payments.


Stop Calls from Collection Agencies

Stop harassing phone calls and threatening letters from aggressive collection companies.

Are You Ready to Get Out of Debt and Take Back Control?


Frequently Asked Questions

Debt settlement is a settlement negotiated with a debtor’s unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary.
Debt settlement involves offering a lump-sum payment to a creditor in exchange for a portion of your debt being forgiven.

Debt settlement companies negotiate with creditors to reduce what you owe, mostly on unsecured debt such as credit cards. It’s not an option for certain types of debt, such as a house that can be foreclosed on or a car that can be repossessed.

Debt Relief Association has programs that start a 12 months and go to 48 months depending on what you qualify for and your overall debt load.

Let’s talk

Free Consultation


Our Client Reviews


Debt Relief Association helped my wife and I save around $28,000 in our overall debt after we completed their program. It helped us get back on track faster then what we could have done on our own. We highly recommend their service to anyone that needs help.

John Beli

As a single mom every dollar counts. When my bills stacked up so did my stress. I was able to settle my credit card debt for pennies on the dollar thanks to Debt Relief Association. If I stay on track I will be completely debt free in the next 8 months. Request more information and see for yourself.

Nichole Pura
News & BLog

News You Can Use

Finding the Right Debt Relief Agency
05 Jun 2023

Finding the Right Debt Relief Agency

Finding the Right Debt Relief Agency for Your Needs Dealing with...

Debt Relief with an Attorney
05 Jun 2023

Debt Relief with an Attorney

Find Debt Relief with a Professional Attorney Dealing with debt can...

debt settlement company TN
05 Jun 2023

Best Debt Settlement Company In Tennessee

Find the Best Debt Settlement Company In Tennessee for Your Needs...

Difference Between Debt Consolidation and Debt Settlement
17 Apr 2023

Difference Between Debt Consolidation and Debt Settlement

Difference Between Debt Consolidation and Debt Settlement Introduction Dealing with debt...

Negotiating with credit card companies
11 Feb 2023

Negotiating with credit card companies

Negotiating with credit card companies Negotiating with credit card companies can...

Your Money and Your Mind: How Debt Affects Your Mental Health
08 May 2022

How Debt Affects Your Mental Health

Debts can significantly impact your mental health. They can lead to...

Call Us