Debt Settlement In Mercer
When credit card debt drags you down Debt Relief Association will help lift you up!
Debt settlement is when your debt is settled for less than what you currently owe, with the promise that you’ll pay the amount settled for in full. Sometimes known as debt relief or debt adjustment, debt settlement is usually handled by a third-party company, like Debt Relief Association. If you or a loved one is dealing with the stress of crushing debt in Mercer we can help. We are helping countless people in Mercer get out in front of their debt, stopping debt collection calls, and finally getting their life back. Callus today to lean more about the programs that we offer and to see if you qualify. We can help!
Reduce Your Monthly Payments In Mercer Today!
Do you have more than $10,000 of debt and live in Mercer? Debt Relief Association is the top rated debt relief company in your area.
Client Testimonials in Mercer, Tennessee
The best call I have ever made
I will be credit card debt free in 42 months with a lower payment than we had been paying each month on the combined card payments, no more money wasted on high interest. That was the BEST CALL I have ever made. Betty R, Mercer, Tennessee
My husband and I finally can breathe
I have been dealing with credit card debt for years. We found Debt Relief Association two years ago and we are almost completely debt free. They took their time to help us get back on track and doing the things we love. Virgil A, Mercer, Tennessee
What We Do
Debt Relief Association helps individuals across the U.S. by 1) gathering personal information to determine a consolidation plan that will best fit your needs. Our service is a form of debt consolidation without a loan. 2) Our customized evaluations aim to help you reduce what you owe, avoid filing for bankruptcy, and finally overcome overwhelming debt.
You Tell Us About Your Financial Situation
Call us or fill out our online form to receive a free, no obligation consultation
We Tailor a Debt Relief Program That is Right For You
Programs can be modified to fit your specific
needs
Do I Qualify for Debt Relief In Mercer, Tennessee?
You have over $10,000 in debt and live in Mercer, Tennessee?
This is the baseline for a third-party partner to negotiate on your behalf; it gives them greater leverage and a better chance at settling debts with your creditors. If you or a loved one have over $10,000 in unsecured debt and live in Mercer, Tennessee then this is your first step in qualifying for Debt Relief Association to negotiate on your behalf.
You have unsecured debt
We only work with unsecured debts, which are debts that do not have collateral attached to them. Credit cards, medical bills and payday loans are all examples of unsecured debt. Debts like student loans and those that do have collateral attached to them like mortgages and car loans are not eligible for debt settlement in Mercer, Tennessee.
You are able to make monthly payments
The programs we recommend to you involve making deposits of an agreed upon amount into a dedicated account every month - consistent monthly deposits are crucial to your overall success. If you are employed or are receiving income from a job in Mercer, Tennessee in addition to have at least $10,000 in un secured debt and are experiencing a hardship we can help.
1. Free Consultation for Mercer Residents
Take a few minutes to talk with our team. Ask questions. Learn about us. Have a certified debt consultant explain our debt restructure program. Together, we can discuss whether referral for a debt restructure program works for you. We will go through all options that are available in Mercer, Tennessee.Â
2. Consider Your Options
If you are qualified, our team provides you with an estimate of how much you can save by enrolling into a debt restructure program. Once you decide to move forward, a certified debt consultant works to tailor a program specific to you.
3. Get To Work
Our licensed partners have decades of experience negotiating with creditors. They put this experience to work for you, all with the goal of obtaining the best possible resolutions from your creditors. When you work with Debt Relief Association you have one of the best resources in Mercer, Tennessee at your fingertips.Â
Here's How You Could Benefit In Mercer, Tennessee
If you had a total debt of...
$25,000
MONTHLY PAYMENT
TOTAL REPAYMENT
DEBT FREE IN
INTEREST RATE
1-ON-1 EXPERT HELP
$408
$18,750
46 months
0%
CONSOLIDATION LOAN
$676
$408
60 months
21%
MAKING ONLY MINIMUM PAYMENTS
$729
$72,262
230 months
23%
* The minimum payment example is based on a credit card for individuals with fair credit, having an interest rate of 23% (rounded up to the nearest percentage point) and assumes a payment of 3% of the balance. Please note that, assuming the principal balance does not increase due to additional charges, fees, and interest, the required minimum monthly payment will decrease over time as additional minimum monthly payments are made and reduce the total balance.
Our goals are to help you resolve your enrolled debts as quickly as possible and get you into a plan with one of our licensed partners to negotiate settlements for less than what you owe.
We are also helping many other people in this cities near you Butler, Memphis, Bardstown, Monterey, Philadelphia, Newcastle, Fair Field, Forrest City, Palatka, Nashville