Find Out If You Qualify for Debt Settlement in Nashville, TN
Discover the consolidation option right for you.
- Over 12 million U.S. residents served
- Consolidate Multiple Payments Into One
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“When they said I qualified, it was like a mountain had been lifted off of me. I was finally able to breath again” –Sharon M, Nashville, TN
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• See your best consolidation options
• For individuals, families, and businesses in Nashville, TN
- Over 650,000 clients enrolled
- Free, no-risk credit card debt relief consultation
- Over $10 billion debt resolved since 2002
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We Help Nashville Residents Get Relief from Unwanted Debt
In today’s society, debt is a common issue that affects countless individuals and families. For those who are struggling with debt in Nashville, TN, debt settlement may be a viable option for reducing their outstanding payments and avoiding bankruptcy. Debt settlement is a form of debt relief that involves negotiating with creditors to settle your debts for less than what you owe. By reaching a compromise with creditors, you can decrease your debt amount and pay it off faster. The debt settlement process starts with a consultation with our company. We will review your financial situation and determine if debt settlement is an appropriate option. If so, we will start negotiating with your creditors to reduce your total debt amount.
Debt Settlement in Nashville, TN Can Be Easy
Tell us about the debt you want to settle
Talk to one of our Certified Debt Consultants to see if Debt Relief Association could be the right solution for your debt
Explore possible debt relief options
Find out how much time and money you could save by partnering with us to resolve your unsecured debt
Enroll in our debt relief program
We will negotiate settlements with your creditors until all of your enrolled debt is settled through our program
How our debt relief program works
Debt relief is an opportunity to put your credit card debt behind you without paying the full amount owed. Our debt experts negotiate with your creditors to get them to agree to settle for less than the full amount you owe, so you can resolve your debt for less. During the negotiation process, our debt settlement company will work to reach an agreement with your creditors on a reduced total debt amount. This can take time, as creditors may be hesitant to agree to a settlement after the first call. Fortunately, our company has long standing relationships and we are well respected in the industry.
Once a settlement has been reached, we will need to make a lump-sum payment or structured monthly payment to your creditors. The amount of money you pay will be less than the total amount of debt you owe, and the rest will be forgiven. After the settlement has been paid, the Debt Relief Association will provide you with documentation stating that the debt has been settled. You should keep this documentation for your records, as it can be useful in the future if any issues arise and we work to help you restore your credit after you have completed the program.
There are 4 simple steps in the Debt Relief Association program:
1
Save
Each month, you make a deposit into an FDIC-insured dedicated account that is used for your creditor payments. As your account grows, we create a custom plan to get you out of debt.
2
Negotiate
After enough funds build up in your account, we negotiate with your creditors to settle your debts for significantly less than you owe. This is one of the most important steps in the program.
3
Settle
Our expert negotiators work hard to get you the best savings possible. Every time we settle one of your debts, we contact you for authorization and approval.
4
Debt Relief
After the full settlement amount is paid on each account, you no longer owe your creditors. Your credit card debt is behind you! This is when we start rebuilding your credit.
Every step of the way, our friendly customer service representatives are ready to answer your questions and offer support.
Here's How You Would Benefit
If you had a total debt of...
$25,000
MONTHLY PAYMENT
TOTAL REPAYMENT
DEBT FREE IN
INTEREST RATE
1-ON-1 EXPERT HELP
$408
$18,750
46 months
0%
CONSOLIDATION LOAN
$676
$40,800
60 months
21%
MINIMUM PAYMENTS
$729
$72,262
230 months
23%
* The minimum payment example is based on a credit card for individuals with fair credit, having an interest rate of 23% (rounded up to the nearest percentage point) and assumes a payment of 3% of the balance. Please note that, assuming the principal balance does not increase due to additional charges, fees, and interest, the required minimum monthly payment will decrease over time as additional minimum monthly payments are made and reduce the total balance.
Our goals are to help you resolve your enrolled debts as quickly as possible and to get you into a plan with one of our licensed partners to negotiate settlements for less than what you owe
Frequently Asked Questions
Debt settlement companies negotiate with creditors to reduce what you owe, mostly on unsecured debt such as credit cards. It’s not an option for certain types of debt, such as a house that can be foreclosed on or a car that can be repossessed.
Debt Relief Association has programs that start a 12 months and go to 48 months depending on what you qualify for and your overall debt load.
Free Consultation
We’re your debt relief partners, every step of the way
Enroll in our credit card debt relief program, and it’s no longer just you against your creditors. We’re on your side, ready to help you get out of credit card debt — and get on with your life. You don’t have to go at it alone anymore. If you are looking for debt settlement in Nashville, TN we can help.
TALK TO US – WE’RE HERE TO HELP
Our customer service representatives are friendly people who are always ready to answer your questions or concerns
TRACK YOUR PROGRESS 24/7
Your online Client Dashboard makes it easy to stay up to date on your debt relief program status
Have more questions? Call us now: 1-888-573-9227
Our Client Reviews
Debt Relief Association helped my wife and I save around $28,000 in our overall debt after we completed their program. It helped us get back on track faster then what we could have done on our own. We highly recommend their service to anyone that needs help.
As a single mom every dollar counts. When my bills stacked up so did my stress. I was able to settle my credit card debt for pennies on the dollar thanks to Debt Relief Association. If I stay on track I will be completely debt free in the next 8 months. Request more information and see for yourself.
